Home › Franchise costs › Payments and remittance
Bayad franchise fees, as published
| Item | Amount as published | Source |
|---|---|---|
| Capital investment | Php 260,000 | PFA directory, checked 13 November 2026[1] |
| Franchise fee | Php 35,000-50,000 | PFA directory, checked 13 November 2026[1] |
| Term of agreement | 3 Years | PFA directory, checked 13 November 2026[1] |
| Renewal | 3 Years | PFA directory, checked 13 November 2026[1] |
The Bayad franchise fee is Php 35,000-50,000 and the capital investment is Php 260,000, as listed in the Philippine Franchise Association directory. The term is 3 years, with renewal listed as 3 Years. CIS Bayad Center, Inc. is named as the franchisor, and the business line is bills payment, remittance and loading.[1]
A payments outlet, not a food franchise
A Bayad outlet accepts bill payments and, according to the listing's business line, remittance and loading. The listing gives a Php 35,000-50,000 franchise fee, a Php 260,000 capital investment and a 3-year term. Renewal is given as a period, not an amount.[1]
You handle other people's money every day, so the key terms are about cash and settlement, not supplies. Ask how often you must remit collections, whether you post a bond or keep a prefunded balance, how transaction fees are shared, and who carries the loss if a payment is posted wrongly or cash is stolen.
If your outlet offers remittance
The Philippine Star reported in May 2019 that under BSP Circular 1039, remittance sub-agents are treated as extension offices of their remittance company and no longer register with the BSP. The remittance company stays responsible for the sub-agents' compliance with anti-money laundering laws.[2]
Ask CIS Bayad Center whether your outlet would act as a sub-agent for remittance, which company is the principal, and what identity checks and records you must keep for each customer.
Permits and similar businesses
A bills payment outlet still needs DTI or SEC registration, a barangay clearance, a mayor's permit and BIR registration in your name. Our bills payment outlet business kit lists them. Compare under payments franchises.
Questions people ask
- How much is a Bayad franchise?
- The PFA directory lists a capital investment of Php 260,000 and a franchise fee of Php 35,000-50,000.
- Who is the Bayad franchisor?
- The PFA listing names CIS Bayad Center, Inc.
- Do remittance sub-agents register with the BSP?
- The Philippine Star reported in May 2019 that under BSP Circular 1039 they no longer need to, because they are treated as extension offices of their remittance company. Check that this still applies when you apply.
Sources
Checked 13 November 2026. We link the agency's own page for every requirement. Rules change; confirm with the office before you pay.
- Bayad | Philippine Franchise Association · Philippine Franchise Association
- BSP simplifies registration for pawnshop, fx dealers, remittance firms · The Philippine Star · 20 May 2019
Ask Bayad before you sign
- What decides whether the fee is at the low or high end of the listed range?
- What does renewal cost after the term?
- How often must I remit collections, and do I need a bond or prefunded balance?
- How are transaction fees shared between us?
- Will my outlet act as a remittance sub-agent, and under which principal?
- Who carries the loss for wrongly posted payments or cash theft?